Community Rewards Program

Terms of Participation

This Agreement (hereinafter referred to as "Agreement") is between You (hereinafter referred to as "You" and "Yours") and Lafayette Community Bank, Lafayette, Indiana (hereinafter referred to as "Service Provider".)

USE OF SERVICE

Use of the Community Rewards Program(sm) or web site by You constitutes agreement of the "Terms and Conditions" stated herein. If You do not agree to these terms and have registered as a Community Rewards Program(sm) participant, please terminate Your registration for this Service.

DESCRIPTION OF SERVICE

Service Provider provides the Community Rewards Program(sm) Service to You under the terms and conditions in the Agreement (hereinafter referred to as "Service"). The Service includes selection of a school or nonprofit organization, the tracking and payment of the financial incentives or rebates (hereinafter referred to as "Rewards") paid to schools and nonprofit organizations, and the processing and issuing of the Rewards. This Service is further described and detailed in this Agreement.

SELECTION OF SCHOOL OR NONPROFIT

You may choose any school or nonprofit organization on our list. This list consists of Federally tax-exempt organizations. Other organizations may be permitted provided Service Provider can verify the non-profit status of the organization. Service Provider makes no representation as to the tax deductibility of the contribution or Reward to Your selected school or charity. You will need to contact the school or charity and Your tax advisor for further information regarding this issue. By this Agreement, You are hereby authorizing Service Provider to pay any Rewards generated by You to the school or charity You have named in the registration process, payable pursuant to this Agreement. Service Provider does not represent any of the schools or charities listed in our database. Rewards generated on behalf of Your selected nonprofit are calculated and distributed as outlined below.

REGISTRATION

To use this Service, you must complete the enrollment form. You undertake to provide true, accurate, current and complete information about You as prompted by the enrollment form, and to notify Service Provider of any changes by amending Your details by stopping by a banking office or calling customer service.

REWARDS

Service Provider will pay a reward (a financial rebate) to encourage use of its products and services. These Rewards can be in the form of a percentage of Your purchases for all or a selected grouping of products or may take the form of a flat fee to encourage enrollment or the purchase of certain products or services. While these Rewards are constantly improved and are subject to change, we attempt to place timely and accurate information on the web site and in promotional materials outlining the exact commission that will be paid to Your selected school or nonprofit for Your activity (i.e. purchase, enrollment).

PAYMENT

Service Provider seeks to ensure that credit is given and payment is made to the appropriate school or nonprofit for the appropriate activity (activity may refer to purchases, enrollment, etc.) Should You suspect that any activity earning a Reward performed by You is not appearing on the statement of contribution provided to You, please notify us within fifteen (15) days after the activity. Upon receipt of the notificiation, we will attempt to reconcile the records.

Your selected school or nonprofit will be paid at least annually provided the payment amount meets certain criteria listed below. If Service Provider terminates Service, Service Provider may elect to cancel all payments of less than $25 for the final payment period, and any accrued Rewards will thereby be forfeited. If the school or nonprofit you have selected does not accrue at least $25 in a year, a default school or nonprofit selected by the Service Provider may receive the benefit from Your activity. You may, however, choose to change Your selected school or nonprofit at any time.

RELATIONSHIP OF PARTIES

You understand that the terms of Your participation are between You and Service Provider, and that the Service Provider does not have a contractual relationship with Your selected school or nonprofit. If Your selected school or nonprofit ever requests that it be removed for any reason, Service Provider will inactivate that particular nonprofit from its database. You will then be notified that a default school or nonprofit will receive the benefit from Your activity. You may, however, choose to change Your selected school or nonprofit at any time.

PERSONAL INFORMATION

Service Provider will not disclose "personally indentifiable" (i.e. name, address, phone number) information about You. Service Provider may disclose information regarding Your activity without releasing personally identifiable information about You. You have been asked if You will allow certain information to be forwarded to Your selected school or nonprofit during the enrollment process. If You have granted us that permission, Service Provider may provide your name, address, phone number and Reward amount to the school or nonprofit. We will not provide this information withour Your permission. (See our online Privacy Policy).

NOTICE

This agreement is effective upon enrollment in the Service or use of the Service by You and shall continue until terminated by either party upon notice.

MODIFICATIONS

Service Provider may wish to change some or all of these Terms and Conditions, or to start charging for Service or to modify or discontinue (temporarily or permanently) the Service. You will be notified of any such changes by mail or by email if You have provided one. You do not have to accept such changes, but if You do not then Service Provider shall be entitled to terminate this agreement with You and to cease providing the Service to You.

Service Provider reserves the right to refuse any new member, advertiser, advertisements, or recipient schools or nonprofit organization.

LIMITATIONS OF LIABILITY

Service Provider shall not be liable (whether in contract, tort, breach of statutory duty or otherwise) for any indirect, special or consequential damages (including, but not limited to, damages for loss of profits, use, or data) resulting from the use or the inability to use the Service, in respect to any goods or services purchased or obtained or messages received or transactions entered into through or from the Service or otherwise arising out of this Agreement even if Service Provider has been advised of the possibility of the same. Except in relation to such liability as has been expressly excluded, the maximum aggregate liability of Service Provider in contract, tort, statutory duty or otherwise (even where Service Provider has been advised of the possibility of such loss or damage) for any loss or damage whatever arising from or in relation to this Agreement shall be limited to $50. This limit shall also apply in the event that any exclusion or other provision contained in these Terms and Conditions is held to be invalid for any reason and Service Provider becomes liable for loss or damage that would otherwise have been limited.

DISQUALIFICATION

All the Rewards generated by You for schools or nonprofits may be disqualified at the sole discretion of Service Provider if You attempt (1) to disrupt Service Provider or circumvent the terms and conditions of this Agreement; (2) to use automated means to create Rewards or activity; (3) to sign up on behalf of another person; (4) to provide false or unverifiable information to Service Provider; or (5) to sign up multiple times. And, if any of the above or other attempts to defraud advertisers or Service Provider occur, Service Provider reserves the right to remedy any such action, disruption or circumvention in a manner determined solely by Service Provider that is fair and equitable to others, advertisers, and school or nonprofits. Service Provider may not give notice in such an instance. All information posted and received is subject to final audit by Service Provider. If any of the items (1) through (5) occur, You hereby forfeit Your rights to privacy granted under this Agreement.

SERVICE PROVIDER'S PROPRIETARY RIGHTS

You acknowledge and agree that the intellectual property rights in the Service (including but not limited to any text, software, music, sound, photgraphs, graphics, video, or other material made available as part of the Service) shall remain vested in Service Provider or its licensors. You are permitted to use the Service and the material and information provided through it only as expressly authorized under these Terms and Conditions, and You may not copy, reproduce, translate, adapt, transmit, distribute, or create derivative works of such material content or information or any part of the Service without express authorization.

GENERAL

These Terms and Conditions comprise the entire agreement betweeen You and Service Provider and supersede any prior agreements, arrangements or representations relating to the Service. The laws of the United States, and the State of Indiana shall govern these Terms and Conditions; both parties submit to the exclusive jurisdiction of the courts of Tippecanoe County, Indiana. Any notices to be given under these Terms and Conditions shall be made via email to the respective email address of the recipient (except in respect of notices of changes to Terms and Conditions or any aspect of the Service which may be notified by displaying notices to You generally on the Service).

The failure of Service Provider to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision.

If the provision of the Terms and Conditions is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be deemed to be deleted and the other provisions of the Terms and Conditions shall remain in full force and effect. You may not assign, transfer, sub-contract or re-sell the Service or any of Your rights an dobligations under these Terms and Conditions.

You must be at least 13 years old.