foldersTree = gFld(0, "<img src=\"images/Home2.gif\" border=0>", "mainpage.htm")
	aux3 = insFld(foldersTree, gFld(1, "<img src=\"images/PersonalAccounts.gif\" border=0>", "per_accts.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/Checking.gif\" border=0>", "Per_Accts/checking.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/Savings.gif\" border=0>", "Per_Accts/savings.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/CreditCards.gif\" border=0>", "Per_Accts/creditcards.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/IRAs.gif\" border=0>", "Per_Accts/iras.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/CDs.gif\" border=0>", "Per_Accts/cds.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/loans2.gif\" border=0>", "Per_Accts/personalloans.htm"))
		
 	aux3 = insFld(foldersTree, gFld(1, "<img src=\"images/BusinessAccounts.gif\" border=0>", "bus_accts.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/Checking.gif\" border=0>", "Bus_Accts/bus_select.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/Savings.gif\" border=0>", "Bus_Accts/bus_savings.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/CreditCards.gif\" border=0>", "Bus_Accts/creditcards.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/loans2.gif\" border=0>", "Bus_Accts/businessloans.htm"))
		
 	aux3 = insFld(foldersTree, gFld(1, "<img src=\"images/OnlineBanking.gif\" border=0>", "ol_bank.htm"))

 	aux3 = insFld(foldersTree, gFld(2, "<img src=\"images/locations_hours.gif\" border=0>", "locations.htm"))
		
 	aux3 = insFld(foldersTree, gFld(0, "<img src=\"images/Calculators.gif\" border=0>", "calcs.htm"))		
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/Mortgage.gif\" border=0>", "Calcs/mortgage.htm"))
		
 	aux3 = insFld(foldersTree, gFld(0, "<img src=\"images/Mortgages.gif\" border=0>", "morts.htm"))
		
 	aux3 = insDoc(foldersTree, gFld(0, "<img src=\"images/Rates.gif\" border=0>", "rates.htm"))

 	aux3 = insFld(foldersTree, gFld(1, "<img src=\"images/CommunityRewards.gif\" border=0>", "infopage.htm"))
		
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/Enroll.gif\" border=0>", "signup.htm"))
		insDoc(aux3, gLnk(0, 2, "<img src=\"images/FAQ.gif\" border=0>", "faqpage.htm"))

aux3 = insFld(foldersTree, gFld(1, "<img src=\"images/OREOm.gif\" border=0>", "OREO.htm"))