Personal Checking and Savings

Personal

Checking and Savings

Basic Checking

  • Minimum Balance to Open - $100
  • Monthly Service Charge - $5
  • To Waive Monthly Charge - $100 average monthly balance or $500 deposit relationship balance
  • Paper Statement Fee - $2; no charge for e-statements
  • Unlimited Check Writing
  • Non-Interest Bearing
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE Visa Check Card
  • FREE Check Safekeeping
  • Unlimited Transactions at Lafayette Community Bank ATMs and three non-LCB transactions per month

Community Checking

  • Minimum Balance to Open - $100
  • Monthly Service Charge - $9
  • To Waive Monthly Charge - $1,500 average monthly balance or $5,000 relationship balance
  • Unlimited check writing
  • Tiered Interest Rates
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE Visa Check Card
  • FREE Check Safekeeping
  • Unlimited Transactions at Lafayette Community Bank ATMs and six non-LCB transactions per month

Platinum checking

Must be 49 or older to open

  • Minimum Balance to Open - $100
  • Monthly Service Charge - $5
  • To Waive Monthly Charge - $250 average monthly balance
  • Unlimited check writing
  • Tiered Interest Rates
  • FREE Basic Checks
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE Visa Check Card
  • FREE Check Safekeeping
  • Unlimited Transactions at Lafayette Community Bank ATMs and six non-LCB transactions per month

Money Market

  • Minimum Balance to Open - $2,500
  • Monthly Service Charge - $10
  • To Waive Monthly Service Charge - $2,500 minimum balance
  • Regulatory limit of six transfers, withdrawals or payments to a third party per monthly statement cycle
  • Tiered Interest Rates
  • FREE Basic Checks
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE Check Safekeeping

Community Savings

  • Minimum Balance to Open - $100
  • Monthly Service Charge - $5
  • To Waive Monthly Service Charge - $200 minimum daily balance
  • Per Item Charge - $0.50 per withdrawal over six in a month
  • Interest Bearing – Rates
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE ATM Card
  • Minimum opening balance requirement and monthly service charge waived for those under 18 years of age

Super Saver

  • Minimum Balance to Open - $10,000
  • Monthly Service Charge - $25
  • To Waive Monthly Service Charge - $10,000 minimum balance
  • Per Item Charge - $0.50 per withdrawal over six in a month
  • Premium Tiered Interest Rates
  • FREE Online Banking
  • FREE ATM Card
  • Free Safe Deposit Box

Holiday Club

  • Minimum Balance to Open - $5
  • No Service Charge
  • Deposits can be made at any time
  • Account balance will be paid out mid-October
  • Withdrawals prior to account payout will require account closure and forfeiture of any interest
  • 0.30% Annual Percentage Yield paid on average balance of account