Personal CDs and IRAs

Personal

CDs and IRAs

Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) provide a safe and secure way to plan for your future. Choose the maturity term that best meets your goals and lock in a higher rate than a traditional savings account.

CDs

CDs have a low opening balance of $500 and terms from 30 days to five years. We can help you find the term that is right for you. We offer daily compounding of interest to maximize your return. Interest can be added back to the CD, transferred to another account or paid by check. Compare our current Rates.

IRAs

Whether you are just starting to save for retirement or are looking for a conservative place for your existing retirement funds, we can help you find the plan that’s right for you. We offer low opening deposits, no fees, and the ability to add contributions whenever you like. Both traditional and Roth IRAs are available with terms from 30 days to five years. Or if you are ready to begin taking distributions from your IRA, we can help you understand the options available to you. Compare our current Rates.