Business comparison

Business

Account Comparisons

Business Checking Account Comparison

Basic Business Checking Community Business Checking Select Business Checking
Minimum Balance to Open $100 $100 $100
Monthly Service Charge $0 $15 $5
Minimum balance to waive service charge n/a $5,000 average monthly collected balance or $30,000 total relationship Determined by account activity
Earnings credit to offset charges No No Yes
Per item charge $0.50 for transactions over 100 $0.50 for transactions over 300 $0.12 per debit $0.08 per deposit
Transaction limits None None None
Uncollected Funds Charge Variable rate. Fee based on the amount of uncollected funds used. Variable rate. Fee based on the amount of uncollected funds used. Variable rate. Fee based on the amount of uncollected funds used.
Interest No No No
Loan Discount n/a n/a 0.25% discount for business line of credit
Mobile Teller No Yes Yes

Savings Account Comparison

Business Savings Business Money Market
Minimum Balance to Open None $50
Monthly Service Charge $10 $1
Minimum balance to waive service charge $5,000 daily minimum $100 daily minimum
Earnings credit to offset charges n/a n/a
Per item charge n/a $0.50 per withdrawal in excess of six per month
Transaction limits $10 fee if withdrawals exceed six per month None
Uncollected Funds Charge n/a n/a
Interest Yes Yes, Tiered
Loan Discount n/a n/a
Mobile Teller No No