Business Checking and Services

Business

Checking and Savings

Basic Business Checking

A simple account for small business with a low transaction volume.

  • Minimum Balance to Open - $100
  • No Monthly Service Charge
  • No charge for first 100 transactions*
  • Per Item Charge - $0.50 for each transaction over 100
  • FREE Basic Online Banking
  • FREE Bill Pay
  • FREE Visa Check Card
  • FREE Check Safekeeping
  • Unlimited transactions at Lafayette Community Bank ATMs and six non-LCB transactions per month

Community Business Checking

A checking account for those with moderate transaction volumes. Checking account balances or relationship balances can be used to waive the monthly service fee.

  • Minimum Balance to Open - $100
  • Monthly Service Charge - $15
  • No charge for the first 300 transactions*
  • Per Item Charge - $0.50 for each transaction* over 300
  • Balance to waive Monthly Service Charge - $5,000 checking balance or $30,000 total relationship balance**
  • FREE Basic Online Banking
  • FREE Bill Pay
  • FREE Visa Check Card
  • FREE Check Safekeeping
  • Unlimited transactions at Lafayette Community Bank ATMs and six non-LCB transactions per month
  • Business Messenger

*Includes debits (checks and electronic), deposits and non-LCB deposited items.
**Total Relationship – combined total of average collected deposit balances and average outstanding loan balances


Select Business Checking

An account for those with higher transaction volumes and higher balances. Service charge is based on activity and earnings credit can be used to offset service fees.

  • Minimum Balance to Open - $100
  • Monthly Service Charge - $5
  • Unlimited Check Writing
  • Per Debit Charge - $0.12
  • Per non-LCB Check Deposited - $0.08
  • Earning Credit may be calculated on collected balance and used to offset fees
  • FREE Basic Online Banking
  • FREE Bill Pay
  • FREE Visa Check Card
  • FREE Check Safekeeping
  • Unlimited transactions at Lafayette Community Bank ATMs and six non-LCB transactions per month
  • Business Messenger
  • 0.25% discount on Business Line of Credit

Business Savings Account

  • Minimum Balance to Open - $50
  • Monthly Service Charge - $1
  • To Waive Monthly Service Charge - $100 Minimum Balance
  • Per Debit Charge - $0.50 per withdrawal over six per month
  • Per non-LCB Check Deposited - $0.20 each item in excess of 20 per month
  • FREE Basic Online Banking
  • Unlimited transactions at Lafayette Community Bank ATMs and six non-LCB transactions per month

Business Money Market

  • Minimum Balance to Open - $100
  • Monthly Service Charge - $10
  • To Waive Monthly Service Charge - $5,000 minimum balance
  • Per non-LCB Check Deposited - $0.20 each item in excess of 20 per month
  • FREE Basic Online Banking
  • FREE Visa Check Card
  • Unlimited transactions at Lafayette Community Bank ATMs and six non-LCB transactions per month