Press Release

May 21, 2013 - Lafayette Community Bancorp, the holding company for Lafayette Community Bank, reported consolidated net income of $893,135 or $0.46 per share for 2012, exceeding the results achieved in the year prior by $210,906. The Bank's return on average assets of .66% of 2012 compared favorably to the return on average assets of .55% for the prior year. Return on average equity of 5.93% was also favorable to the prior year result of 4.97%. The Bank's earnings were helped significantly by the reduction of its loan loss provision of $712,361 year over year.

The Bank is focused on quality growth. In 2012, the Bank increased its consoidated assets to $139,658,136 from $135,717,784 in 2011. In addition, the Bank grew deposits by 2.1% to $122,779,711, while maintaining a net interest margin of 3.75%.

The capital position has improved with a tier one leverage ratio of 10.2% and a total risk based capital ratio of 15.8%. Capital has increased noticeably from the 9.6% tier one ratio and 14.7% total risk based capital ratio exhibited for 2011.

Lafayette Community Bank is locally owned and operated with total assets of $139,658,136 and four full service banking location in Tippecanoe County, Indiana.

All forward looking statements made in this press release do not concern historical facts and are subject to risks and uncertainties that may materially affect actual results.